SFCIF supports sustainable projects that have high social impact, stimulate economic growth in distressed areas and provide community benefits including local workforce development, cultural enrichment and the like.

Eligibility Criteria


The first step in determining if your project qualifies for a SFCIF loan is identifying whether your project is located within a qualified San Francisco census track area. To locate qualified areas, please click here.

The second step is determining if it meets NMTC Program requirements:

1) Location - Project/organization and the community served by project/organization must be located in an economically distressed area which is defined as:

    • 30% or greater poverty rate; or
      • Median income lower than 60% of metropolitan median income; or
      • Unemployment rate at least 1.5 times the national average

2) Community Impact - Project/organization must have positive community impacts and enter into a Community Benefits Agreement. Community impacts include; job and wealth creation, social services, tax increment potential, sustainable development and other economic benefits.

3) Meet Targeted Project Types - Project/organization must be one of the following:

    • Retail
      • Industrial
      • Mixed-Use

4) Project readiness - Project must demonstrate at application an ability to move forward and close within 3-6 months.

SFCIF will consider all of the above criteria within the context of its own available funding resources and timeline when making the final decision to fund a project. It is SFCIF’s goal to create the most positive impact with its NMTC allocations.


San Francisco Census Track Area Map